When a tree falls in a storm, do you know who is responsible for paying for the removal of that tree? You might be wondering if your insurance provider is responsible for removing the tree or if you have to foot the bill yourself. The answer to whether you can get a tree removed comes down to the type of insurance cover you have, the type of tree it was, and where the tree falls. We are going to explore when you are covered for insurance tree removal and what to do to ensure your trees are safe. And if you do need tree removal, contact us. We provide full insurance tree removal across Brisbane and south-east Queensland.
Call us now on 0447 172 885 or send us a message online and we’ll get back to you as quickly as we can.
Are you covered for insurance tree removal?
The first proviso surrounds the type of tree that has fallen. If you have a tree that is near the boundary of your property and is known to be (or could reasonably be seen to be) in a dangerous condition and it falls in a storm or otherwise, you may not be covered. If you have a species of tree that is known for dropping branches you may not be covered.
Ok – now we have that covered, let’s take a look at some of the scenarios you might find yourself in.
If a tree falls:
On your house
And you have home and contents insurance you may be able to include the cost of removing the tree from your property under your insurance policy. As storms can happen at any time, it is a good idea to read the product disclosure statement of your insurance policy to ensure that you definitely are covered.
On your car
If your car is not considered covered under your home and contents insurance policy, then you need to ensure that you have comprehensive cover over your vehicle. If you only have third party insurance, it may be covered – but again, it depends on the product disclosure statement of your provider. Check over the policy that you have in place, and if necessary, upgrade it. Again, SEQ Tree Lopping can assist with all of your tree removal needs.
On your neighbour’s property
This can be a bit of a tricky one. Because as the owner of a property, you are generally liable for any kind of nuisance or negligence claim that can be brought by a neighbour. As part of your home and contents insurance policy it is important to ensure that your insurance covers you for any legal liability. This covers you in the event that a tree does fall on a neighbouring property and damages it.
In all of these situations, if you knew the tree on your property was dangerous, and you did not do anything to rectify it, you may find yourself in a situation where your insurer doesn’t provide any kind of cover. Not a nice spot to be in.
We recommend having large trees examined by a qualified arborist every year to ensure that there are no potential problems lying dormant. We can assist you with tree examination and are here to provide a comprehensive tree removal service for insurance Brisbane wide.
Get in touch with us for all your insurance tree removal needs
At SEQ Tree Lopping we are here to take care of all of your tree removal for insurance needs. We come to wherever you are and remove any trees – fallen or partially fallen, intact or dangerous – and leave you with peace of mind. We remove all branches and debris and leave your yard and home clean and tidy.
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